Many people all across the United States intentionally skip a medicine dose or break the pills into halves so that the supply lasts a bit longer. There are even some people who just stop purchasing the medicine they need because they can’t afford to buy it. If that sounds familiar to you, then you should consider getting Medicare plans.

If you’re looking for something to cover your medical expenses when you’re reaching Medicare age, then you’ll be surprised to know that traditional Medicare plans don’t cover the price of prescription drugs. With the rise in price of medications, Congress decided to devise a Medicare drug insurance program, known as Medicare Part D.

Personal loans can serve a variety of needs for people with various financial goals. Many avails a personal loan to consolidate debt or to pay for personal purchases. Interest rates on credit cards are higher than that of personal loans, thus many Americans avail personal loans to pay off credit card debt.

Are you thinking about saving for retirement with an advantage? If you are, then opening an Individual Retirement Account (IRA) is something that will work great for you and fit the bill perfectly. You might be wondering what is an IRA, the plans available and if it is the right option.

AARP, or the American Association of Retired Persons, is a non-governmental and non-profit organization that works on a membership basis. It was established in 1958 through the efforts of Ethel Percy Andrus, a retired school teacher. Its main aim is to work towards improving the quality of life for all people as they age.

Currently, reward credit cards are one of the most talked about financial products in the market. The best part is that they are specifically tailored for purposes like travel, balance transfer, gas rewards and cashback. But having a rewards credit card also means incurring an annual fee. These can range anywhere from $25 to $2500.

An Individual Retirement Account (IRA) is a portfolio of financial products like stocks, bonds, mutual funds, and retirement savings accounts. IRA is an investing tool for retirement that is used to save and earmark funds for various investment purposes to financially secure your future. Contributions can be made to four popular types of IRA’s including traditional, Roth, Simple, and SEP IRAs.

The current economic conditions and shifting market trends will make significant impact in 2017. These two factors will play a major role when selecting the best Vanguard investments this year. A great challenge for investors is an apprehension that capital markets may overheat. As a smart investor, you must avoid the short-term noise and focus on the bigger cyclical trends.

There are numerous credit cards that offer cashback, reward points, air miles, hotel points, low APRs, 0% balance transfer, and other benefits. But which one is right for you? No single credit card offers the best of all these features. Some are better in some aspects, while others appeal to a different kind of customer.

The economy is more volatile and investors need to be cautious. There are bound to be under-performers and over-performers. The following are promising mutual funds that you can invest in this year. Vanguard 500 Index Fund: A broad index fund, this has a low expense ratio of 0.16 and requires a minimum investment of $3000.

Planning for retirement doesn’t have to be a chore, in fact, it can be made downright easy. With a good investment firm, a business jargon won’t be a hassle anymore. If you are new to the world of investments, and looking for options that can help you secure and save money for the future, then you must take a good look at these 3 investment firms.

A strong equity performance has been the trend with oil stocks in the market most of the time, and investing in stocks of oil companies is considered a good bet these days. Indeed, analysts are of the opinion that 2017 is the year to invest in oil stocks, or if you already have been dabbling in oil stocks, to increase their share and quantum in your portfolio.

Mostly every tax payer will have a few set of queries that needs to be answered promptly, before and during a tax return such as how much is he going to spend on taxes, how much he would get as tax refund and by when he would receive it? Of course, the first two questions can’t be answered with much promptness, but if you had filed your federal taxes electronically using a software program or with the IRS E-File you might make an approximate guess of when you would receive your tax refund.

Is investing in oil stocks a good move this year? If yes, then which companies should you be looking at? Oil producers, oilfield service companies, equipment firms? The fact of the matter is that the oil industry still has a strong future. Oil producing nations have all been maintaining compliance and reducing their oil output as per OPEC stipulations, and though this has not achieved as much of a change in oil prices as expected and thus the oil market is rather dull at the moment.