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5 Things You Need To Know About Credit Before You Turn 21

5 Things You Need To Know About Credit Before You Turn 21

21 is the legal age to do a lot of things, including opening a credit card account without a cosigner. At 21, you can legally take financial matters into your hand and manage your own credit. However, there are certain things you need to consider before you apply for your own credit card and open you own credit account.
5 Ways Credit Cards Can Make Your Vacation Comfortable

5 Ways Credit Cards Can Make Your Vacation Comfortable

Holidays are meant to give you a well-deserved break from your everyday life. The more comfortable you are during your holiday, the more fun you will have. You may not be aware of this, but your credit card can make your holiday travel easier and simple. This is especially true if you are traveling to another country.
6 Steps To Take In Case Of Stolen Credit Card Information

6 Steps To Take In Case Of Stolen Credit Card Information

Due to the increasing instances of identity theft, more and more consumers are realizing the importance of monitoring their financial accounts. You should always be careful about sharing your personal information with others. If you have been a victim of identity theft, you need to take actions immediately. Take these steps after hackers steal your credit card information.
6 Ways To Be A Debt-Free Credit Card User

6 Ways To Be A Debt-Free Credit Card User

Credit cards can help you enjoy more purchasing power and allow you to build your credit score. However, they can also get you in trouble. The increasing cost of living across the globe has also led to higher dependency on credit cards. Consumers use credit cards to fill the gap between their income and their expenses.
6 Ways To Keep Your Ex From Ruining Your Credit

6 Ways To Keep Your Ex From Ruining Your Credit

One of the repercussions of a bad breakup is that your ex-partner or ex-spouse may covertly use your credit card information, which may adversely affect your credit history. Also, if you have a joint account with your ex, the risks of your credit getting damaged would be higher and you may end paying huge bills.
7 Reasons Why You Should Use Your Credit Card For Everything

7 Reasons Why You Should Use Your Credit Card For Everything

A credit card is one of the easiest tools to navigate your finances through this economy. With different rewards and lucrative deals on offer, credit cards have made it simpler to make purchases and increase your credit score as well. If used carefully, there is a lot of things you can do with your credit card.
7 Steps To Settle Disputes With The Fair Credit Billing Act

7 Steps To Settle Disputes With The Fair Credit Billing Act

Set up in the year 1974, the Fair Credit Billing Act was enacted to provide security to consumers and to protect them from unfair credit card practices. Ever since then, this act has helped to solve a number of credit card disputes and have helped consumers get a fair verdict to reclaim their hard-earned money.
7 Useful Credit Card Lessons Your Parents Didn’t Teach You

7 Useful Credit Card Lessons Your Parents Didn’t Teach You

It is common knowledge that credit cards make it quite easy to make purchases and pay bills, especially when you don’t have sufficient balance in your bank account. Also, you must have learned from your parents that credit cards help to increase your credit score. Maybe, you also know that credit cards make it easy to get approvals for loans and mortgages.
8 Easy Eays To Maximize Credit Card Rewards

8 Easy Eays To Maximize Credit Card Rewards

One of the biggest benefits of using a credit card is the reward points. When you have spent the money, you can enjoy cashing the rewards. Every credit card company offers a range of rewards for customers. You will have a wide selection of products within the card’s program, and you can make the most of your rewards by buying exactly what you want.
8 Questions To Ask Before Getting A Secured Credit Card

8 Questions To Ask Before Getting A Secured Credit Card

Credit cards have become very essential these days, especially if you want have a good credit score. With banks checking the credit history of people before approving their credit card application, it is difficult for people with a bad credit history to qualify for a credit card. A secured card is the only way to establish credit for such people.
9 Useful Benefits Of Using A Credit Card

9 Useful Benefits Of Using A Credit Card

There are a number of advantages of using a credit card if you know how to use it in the right manner. A few simple steps like paying off the card balance in full and being disciplined about your spending can go a long way. Here are a few ways in which credit cards can make your life easier.
All You Need To Know About Credit Card Fraud

All You Need To Know About Credit Card Fraud

If you are a credit card owner, there is a great chance that you could face a fraud like millions of others in the world. With a significant rise in the use of credit cards, majority payments are now made electronically, which has led to a rise in the occurrence of credit card frauds.
All You Need To Know About Medical Credit Cards

All You Need To Know About Medical Credit Cards

Medical credit cards are a good option for services that are not covered under your insurance. If your insurance provider does not cover certain costs, you can use the medical credit card for the same. Here are certain points you need to consider before you apply for a medical credit card.
Cash Back – A Better Choice Compared To Travel Rewards

Cash Back – A Better Choice Compared To Travel Rewards

What good is a credit card if doesn’t earn you extra rewards every time you go out and spend? The claims of simple rewards that fulfill all our dreams in advertisements may not always be true. For people who love to travel, credit card travel rewards can be very valuable because they can offset the costs of flying in and staying at certain expensive airlines and lodgings.

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